Who gets priority?
A - Currently renting from the local authority or a housing association.
B – Currently living with relatives / renting privately / working in the area.
C – Currently living outside the area.
Candidates must fall within one of the following criteria :
First time buyers.
Those who jointly owned a home but the relationship has broken down and cannot afford to buy on the open market.
Existing shared owners who have outgrown their home but cannot afford to buy outright / rent on the open market.
The size and type of home we will offer is based on three main factors:
As a guide, we will generally offer:
Single applicants - one bed.
Joint applicants - one or two beds.
Couples/single parent families with one child - two beds.
Couples/single parent families with two children - three beds.
As many of our shared ownership properties are in rural areas, it is also likely that you will need to prove a local connection to the parish in which the homes are built, or the surrounding areas.
Generally, a local connection means you are:
Currently resident in the parish.
A previous resident in the parish but were forced to move away because of a lack of affordable housing in the area.
Have close family who live in the parish.
Have permanent and full time employment in the parish.
These rural priorities are applied before the priority categories. We will ask the Parish Council to verify the local connection information provided.
Am I eligible?
There are two types of shared ownership - non rural and rural. To be eligible for a non rural home you must be registered with your local Help to Buy Agent. To be considered for a rural home you need to be registered with your local Help to Buy Agent and be able to demonstrate a local connection to the area the homes are situated in. A local connection can be defined as one of four things: currently living in the village or area / currently working in the village or area / you have a living relative living in the village or area e.g. parent or sibling / you have previously lived in the village or area but had to move away due to the lack of affordable housing.
Why do I need a local connection for some of your homes?
In some rural areas the local authority places a restriction on the land so that the homes we build are primarily for local people in housing need.
What size property am I entitled to?
Single applicants - one bed / joint applicants - one or two beds / couples & single parent families with one child - two beds / couples & single parent families with two children - three beds.
Why can't I buy 100% of my home?
The maximum share you can buy in some rural homes is 80%. This is because if you decide to sell in the future, we can make sure the home is sold to someone in housing need who is living in the area.